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	<title>Milton Ontario Real Estate, Opinion, &#38; News &#187; mortgage</title>
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	<link>http://miltonblog.ca</link>
	<description>chris newell welcomes you home to milton.</description>
	<lastBuildDate>Mon, 21 Mar 2011 18:24:24 +0000</lastBuildDate>
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    <title>Milton Ontario Real Estate, Opinion, &amp; News</title>
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		<item>
		<title>Rate Hikes Could Hurt Overspenders</title>
		<link>http://miltonblog.ca/2009/12/26/rate-hikes-could-hurt-overspenders/</link>
		<comments>http://miltonblog.ca/2009/12/26/rate-hikes-could-hurt-overspenders/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 13:47:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[variable]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1886</guid>
		<description><![CDATA[
			
				
			
		
The original posting of this story by Report On Business spurred me to add my commentary, is italics throughout.
Over-exuberant Christmas shoppers only have months to get control of their overspending before higher interest rates risk further complicating their lives, credit counselling experts warn.
With Canadians swimming in debt, forecasts of higher interest rates midway through 2010 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No-Frills Mortgages</title>
		<link>http://miltonblog.ca/2009/11/26/no-frills-mortgages/</link>
		<comments>http://miltonblog.ca/2009/11/26/no-frills-mortgages/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 10:13:45 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[prepayment]]></category>
		<category><![CDATA[rate]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1817</guid>
		<description><![CDATA[
			
				
			
		
I received this email from Daryl Colin thru Facebook yesterday, and think it is valuable information for anyone considering a new mortgage.
Daryl Colin November 25 at 5:35pm 
You may be attracted to a mortgage rate that’s 10 bps or more below the market, but that rate may signal a no-frills product that comes with significant [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/11/26/no-frills-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Renovation Tax Credit Ends Soon!!</title>
		<link>http://miltonblog.ca/2009/11/03/home-renovation-tax-credit-ends-soon/</link>
		<comments>http://miltonblog.ca/2009/11/03/home-renovation-tax-credit-ends-soon/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 15:48:20 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[advantage]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[renovation]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1756</guid>
		<description><![CDATA[
			
				
			
		
Courtesy of Daryl Colin, Mortgage Architects on Facebook
If you want to take advantage of the $1,350 home renovation tax credit, you’ll need to get that renovation done before February 1, 2010. So if it’s time for a new roof, new flooring, or a fresh new recreation room… this is the time to get it done.
Here’s [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/11/03/home-renovation-tax-credit-ends-soon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thinking of Buying?</title>
		<link>http://miltonblog.ca/2009/08/09/thinking-of-buying/</link>
		<comments>http://miltonblog.ca/2009/08/09/thinking-of-buying/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 15:08:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[home price]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1169</guid>
		<description><![CDATA[
			
				
			
		
My friend, mentor, and excellent real estate agent in Austin, Texas, Krisstina Wise originally published this piece on her blog. I have taken the general information presented and related it to our local marketplace. My commentary is in italics throughout the article.
On the  fenc 
Routing Number VIRGINIA COMMERCE BANK 
e?

If I said that Interest [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Buying a House Strictly a Matter of Price?</title>
		<link>http://miltonblog.ca/2009/07/23/is-buying-a-house-strictly-a-matter-of-price/</link>
		<comments>http://miltonblog.ca/2009/07/23/is-buying-a-house-strictly-a-matter-of-price/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 14:48:12 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1105</guid>
		<description><![CDATA[
			
				
			
		
I got this article from a mortgage agent, and thought it worthy of passing on to you . . .
Too many buyers &#8230; especially first time home buyers&#8230;  find themselves standing on the sidelines watching the housing parade go by due to a unfounded concern that home prices might dramatically drop again due to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Canadians &#8211; are they a driving force in real estate?</title>
		<link>http://miltonblog.ca/2009/07/22/new-canadians-are-they-a-driving-force-in-real-estate/</link>
		<comments>http://miltonblog.ca/2009/07/22/new-canadians-are-they-a-driving-force-in-real-estate/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 23:59:32 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[homeownership]]></category>
		<category><![CDATA[immigrant]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1087</guid>
		<description><![CDATA[
			
				
			
		
In my business, I have been noticing a growing trend that more and more homebuyers are either newly-arrived immigrants, or they are people living overseas and making plans to move to Canada. Curiosity led me to do some research as to whether this is a GTA-phenomenon, or something more widespread.
Here&#8217;s an article recently run by [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/07/22/new-canadians-are-they-a-driving-force-in-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage can be made tax deductible with a little work</title>
		<link>http://miltonblog.ca/2009/07/20/mortgage-can-be-made-tax-deductible-with-a-little-work/</link>
		<comments>http://miltonblog.ca/2009/07/20/mortgage-can-be-made-tax-deductible-with-a-little-work/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 14:28:24 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[deductible]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1084</guid>
		<description><![CDATA[
			
				
			
		
By RICHARD WOODBURY Special
Mon. Jul 20 &#8211; 4:46 AM

It might surprise Canadians to know that mortgages can be tax-deductible, if they are willing to do some legwork.
The idea isn’t new in Canada. It’s best known as the Smith Manoeuvre, named after the Victoria resident and financial strategist Fraser Smith who popularized it in his book [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/07/20/mortgage-can-be-made-tax-deductible-with-a-little-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Latest Canadian Mortgage News</title>
		<link>http://miltonblog.ca/2009/07/11/latest-canadian-mortgage-news/</link>
		<comments>http://miltonblog.ca/2009/07/11/latest-canadian-mortgage-news/#comments</comments>
		<pubDate>Sat, 11 Jul 2009 14:25:04 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[canadian dollar]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[rbc]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1007</guid>
		<description><![CDATA[
			
				
			
		
(compiled by Calum Ross Mortgage Team)








Mortgage Market Update for the Week of July 10, 2009














This Week&#8217;s Mortgage Market Update Contains:

Improved affordability helps spur housing market, says RBC Economics
Housing sales report best June on record in Greater Toronto Area
U.S. MBA Mortgage Applications Index Rose 11 Percent Last Week

This Week&#8217;s Quotation:
&#8220;Finish each day and be done with [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/07/11/latest-canadian-mortgage-news/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Toronto Real Estate Soars to New Monthly Record!</title>
		<link>http://miltonblog.ca/2009/07/10/toronto-real-estate-soars-to-new-monthly-record/</link>
		<comments>http://miltonblog.ca/2009/07/10/toronto-real-estate-soars-to-new-monthly-record/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 20:10:15 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[monthly]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[Toronto]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=983</guid>
		<description><![CDATA[
			
				
			
		
Yes, things are humming along just fine in the Toronto real estate market. As the article below reveals, this was the best June on record!
Here are a few highlights &#8211; for area-specific details, look through the report below:
In June 2009, Greater Toronto REALTORS® reported a record 10,955sales, up 27 per cent from June 2008. The seasonally adjusted [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/07/10/toronto-real-estate-soars-to-new-monthly-record/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CMHC’s 2009 Mortgage Consumer Survey</title>
		<link>http://miltonblog.ca/2009/06/27/cmhc%e2%80%99s-2009-mortgage-consumer-survey/</link>
		<comments>http://miltonblog.ca/2009/06/27/cmhc%e2%80%99s-2009-mortgage-consumer-survey/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 11:39:35 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=871</guid>
		<description><![CDATA[
			
				
			
		


CMHC recently surveyed 2,507 new mortgage consumers.  Here’s what they found:

70%:  Feel now is a good time to buy a home in Canada
1/3:  Expect to move in the next five years
73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/27/cmhc%e2%80%99s-2009-mortgage-consumer-survey/feed/</wfw:commentRss>
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