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	<title>Milton Ontario Real Estate, Opinion, &#38; News &#187; genworth</title>
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	<link>http://miltonblog.ca</link>
	<description>chris newell welcomes you home to milton.</description>
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		<item>
		<title>Mortgage Pre-Approvals</title>
		<link>http://miltonblog.ca/2009/06/24/mortgage-pre-approvals/</link>
		<comments>http://miltonblog.ca/2009/06/24/mortgage-pre-approvals/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 11:30:22 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[pre-approvals]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=863</guid>
		<description><![CDATA[
			
				
			
		
Pre-Approvals: A Dying Breed?


Pre-approvals are something many lenders could do without.  The problem (from a lender’s perspective) is that people get pre-approved and then frequently don’t close.
One bank that recently did away with pre-approvals in the broker channel was rumoured to be losing $20 million a year on them.
Pre-approvals are pretty expensive, and the return [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/24/mortgage-pre-approvals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ontario Mortgage Update June 19th 2009</title>
		<link>http://miltonblog.ca/2009/06/23/859/</link>
		<comments>http://miltonblog.ca/2009/06/23/859/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 16:50:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[update]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=859</guid>
		<description><![CDATA[
			
				
			
		









This Week&#8217;s Mortgage Market Update Contains:

Is it time to lock in your mortgage?
Confidence in housing market a &#8216;good sign&#8217;: economist
U.S. house construction rises in May

This Week&#8217;s Quotation:
&#8220;The only limit to our realization of tomorrow will be our doubts of today.&#8221; &#8211; Franklin D. Roosevelt (1882 &#8211; 1945)
This Week&#8217;s Highlights:

Housing starts perk up
It was the worst [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/23/859/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Does CMHC Mortgage Loan Insurance Cost?</title>
		<link>http://miltonblog.ca/2009/06/11/how-much-does-cmhc-mortgage-loan-insurance-cost/</link>
		<comments>http://miltonblog.ca/2009/06/11/how-much-does-cmhc-mortgage-loan-insurance-cost/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 13:07:29 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=761</guid>
		<description><![CDATA[
			
				
			
		




How Much Does CMHC Mortgage Loan Insurance Cost?
To obtain CMHC Mortgage Loan Insurance, lenders pay an insurance premium. Typically, your lender will pass these costs on to you. Your lender will give you the exact price when you apply for a mortgage.
The CMHC Mortgage Loan Insurance premium is calculated as a percentage of the loan and [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/11/how-much-does-cmhc-mortgage-loan-insurance-cost/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The last pieces of the mortgage puzzle</title>
		<link>http://miltonblog.ca/2009/06/01/the-last-pieces-of-the-mortgage-puzzle/</link>
		<comments>http://miltonblog.ca/2009/06/01/the-last-pieces-of-the-mortgage-puzzle/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 15:16:08 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=674</guid>
		<description><![CDATA[
			
				
			
		
When it comes to language like credit ratings, mortgage terms and amortization, we can get a little hazy on the details . . .
It&#8217;s probably both your biggest liability and your greatest asset, but how much do you really know about your mortgage and whether you&#8217;re making the best decisions possible about it?
According to a [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/01/the-last-pieces-of-the-mortgage-puzzle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates to remain stable: CMHC</title>
		<link>http://miltonblog.ca/2009/05/31/mortgage-rates-to-remain-stable-cmhc/</link>
		<comments>http://miltonblog.ca/2009/05/31/mortgage-rates-to-remain-stable-cmhc/#comments</comments>
		<pubDate>Sun, 31 May 2009 17:10:06 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[Sales]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=666</guid>
		<description><![CDATA[
			
				
			
		
Mortgage rates are expected to remain within 25 to 75 basis points of their current level for the remainder of 2009, according to CMHC&#8217;s second quarter Housing Market Outlook, keeping them &#8220;very low in a historical context.&#8221;
&#8220;Movements in mortgage rates are difficult to predict due to volatile economic conditions,&#8221; the report  stated. 
Routing Number [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/31/mortgage-rates-to-remain-stable-cmhc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Genworth Homeowner Assistance Evaluation</title>
		<link>http://miltonblog.ca/2009/05/14/genworth-homeowner-assistance-evaluation/</link>
		<comments>http://miltonblog.ca/2009/05/14/genworth-homeowner-assistance-evaluation/#comments</comments>
		<pubDate>Thu, 14 May 2009 10:11:15 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[owner]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[power of sale]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[setback]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=536</guid>
		<description><![CDATA[
			
				
			
		
I&#8217;ve written in the past about how Genworth, the leading private-sector mortgage insurer in Canada, will work with you if you are anticipating problems making your mortgage payments in the future, and now they have released an online tool to start the process in the privacy of your own home.
This simple, 4-screen questionnaire, that takes [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/14/genworth-homeowner-assistance-evaluation/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Time&#8217;s-A-Wastin&#8217;</title>
		<link>http://miltonblog.ca/2009/05/13/times-a-wastin/</link>
		<comments>http://miltonblog.ca/2009/05/13/times-a-wastin/#comments</comments>
		<pubDate>Wed, 13 May 2009 10:53:21 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Realtors]]></category>
		<category><![CDATA[Investors Corner]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[keller]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[mrei]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[williams]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=527</guid>
		<description><![CDATA[
			
				
			
		
Don&#8217;t know about the spelling, but that&#8217;s the name of a song that was featured in the movie &#8216;Walk The Line&#8217;.
Folks, time&#8217;s-a-wastin&#8217; on the opportunities in this market! A few months back, I wrote about how this market is a limited opportunity, sort of like the sales that car dealers have &#8211; limited opportunities. We [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/13/times-a-wastin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Month in Real Estate May 2009</title>
		<link>http://miltonblog.ca/2009/05/11/this-month-in-real-estate-may-2009/</link>
		<comments>http://miltonblog.ca/2009/05/11/this-month-in-real-estate-may-2009/#comments</comments>
		<pubDate>Mon, 11 May 2009 19:35:13 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Investors Corner]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invest]]></category>
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		<category><![CDATA[KWConnect]]></category>
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		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[MREA]]></category>
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		<category><![CDATA[Sales]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[Will]]></category>
		<category><![CDATA[williams]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=504</guid>
		<description><![CDATA[
			
				
			
		
Canadian Housing Market Firming,
Government Support Remains Strong
While buyers absorb inventory and demand remains intact especially among first-time buyers, industry experts envision a continual shift to a more balanced market in the coming months. Home prices, which firmed in late winter, remained lower compared to last year but are showing clear signs of a potential rebound. [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/11/this-month-in-real-estate-may-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Facing Layoff? Can&#8217;t Pay Your Mortgage? Genworth Homeowner Assistance Can Help!</title>
		<link>http://miltonblog.ca/2009/05/10/501/</link>
		<comments>http://miltonblog.ca/2009/05/10/501/#comments</comments>
		<pubDate>Mon, 11 May 2009 01:20:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Investors Corner]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[aid]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[GE]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[layoff]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage assistance]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=501</guid>
		<description><![CDATA[
			
				
			
		
Recent reports of pending layoffs and job losses have a lot of people worrying about not being able to pay their mortgage. One amazing company, Genworth Financial, is doing something about those worries:
Click here to watch a short video on how they do this
Then give me a call for the rest of the details . [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/10/501/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How I Helped A Family Stay In Their Home</title>
		<link>http://miltonblog.ca/2009/05/02/how-i-helped-a-family-stay-in-their-home/</link>
		<comments>http://miltonblog.ca/2009/05/02/how-i-helped-a-family-stay-in-their-home/#comments</comments>
		<pubDate>Sat, 02 May 2009 12:23:13 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Miscellany]]></category>
		<category><![CDATA[My Milton]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[foreclosure]]></category>
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		<category><![CDATA[rent]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=390</guid>
		<description><![CDATA[
			
				
			
		
AKA -- Help -- We can&#8217;t pay our mortgage!
Because it&#8217;s not all about selling houses . . .
Recently, I was approached by someone who was in trouble with their mortgage and asked if there was anything I could do to help them. We talked for a while and I learned that their mortgage had finished [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/05/02/how-i-helped-a-family-stay-in-their-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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