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	<title>Milton Ontario Real Estate, Opinion, &#38; News &#187; Bank</title>
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	<link>http://miltonblog.ca</link>
	<description>chris newell welcomes you home to milton. call me @ 905-208-7002</description>
	<lastBuildDate>Fri, 05 Mar 2010 11:32:26 +0000</lastBuildDate>
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		<item>
		<title>Rate Hikes Could Hurt Overspenders</title>
		<link>http://miltonblog.ca/2009/12/26/rate-hikes-could-hurt-overspenders/</link>
		<comments>http://miltonblog.ca/2009/12/26/rate-hikes-could-hurt-overspenders/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 13:47:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[variable]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1886</guid>
		<description><![CDATA[
			
				
			
		
The original posting of this story by Report On Business spurred me to add my commentary, is italics throughout.
Over-exuberant Christmas shoppers only have months to get control of their overspending before higher interest rates risk further complicating their lives, credit counselling experts warn.
With Canadians swimming in debt, forecasts of higher interest rates midway through 2010 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Month In Real Estate August 2009</title>
		<link>http://miltonblog.ca/2009/09/08/this-month-in-real-estate-august-2009/</link>
		<comments>http://miltonblog.ca/2009/09/08/this-month-in-real-estate-august-2009/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 17:38:37 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=1574</guid>
		<description><![CDATA[
			
				
			
		
Brough to you by the Keller Institute at Baylor University . . .

Momentum building as Canada’s housing market shows continued strength . . .
There’s real reason for optimism this month as Canada&#8217;s housing market points to both recovery and potential signs of strength to come. In Canada’s major real estate markets pent-up demand for residential [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tax-Deductible Canadian Mortgage?</title>
		<link>http://miltonblog.ca/2009/06/25/tax-deductible-canadian-mortgage/</link>
		<comments>http://miltonblog.ca/2009/06/25/tax-deductible-canadian-mortgage/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 11:32:40 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
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		<category><![CDATA[smith manoeuvre]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=865</guid>
		<description><![CDATA[
			
				
			
		
Smith Manoeuvre


The Smith Manoeuvre is a technique that converts regular debt into tax-deductible debt.  In the process, it affords the opportunity to pay off one&#8217;s mortgage significantly faster.
The Smith Manoeuvre works basically as follows:

First find a readvanceable mortgage
Then sell your non-registered assets (like stocks held outside of an RRSP)
Use the proceeds as a down payment on [...]]]></description>
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		<item>
		<title>Ontario Mortgage Update June 19th 2009</title>
		<link>http://miltonblog.ca/2009/06/23/859/</link>
		<comments>http://miltonblog.ca/2009/06/23/859/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 16:50:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[update]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=859</guid>
		<description><![CDATA[
			
				
			
		









This Week&#8217;s Mortgage Market Update Contains:

Is it time to lock in your mortgage?
Confidence in housing market a &#8216;good sign&#8217;: economist
U.S. house construction rises in May

This Week&#8217;s Quotation:
&#8220;The only limit to our realization of tomorrow will be our doubts of today.&#8221; &#8211; Franklin D. Roosevelt (1882 &#8211; 1945)
This Week&#8217;s Highlights:

Housing starts perk up
It was the worst [...]]]></description>
		<wfw:commentRss>http://miltonblog.ca/2009/06/23/859/feed/</wfw:commentRss>
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		<title>This Month in Real Estate &#8211; Canada June 2009</title>
		<link>http://miltonblog.ca/2009/06/15/this-month-in-real-estate-canada-june-2009/</link>
		<comments>http://miltonblog.ca/2009/06/15/this-month-in-real-estate-canada-june-2009/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 11:57:14 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[For Realtors]]></category>
		<category><![CDATA[Investors Corner]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
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		<category><![CDATA[keller]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[newell]]></category>
		<category><![CDATA[ontario]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[williams]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=780</guid>
		<description><![CDATA[
			
				
			
		
Silver Linings of Recovery in Sight
Canada’s housing market is humming along with sales activity increasing 11% from the previous month, the largest monthly gain in more than five years. Low mortgage rates, improved affordability and greater choice of inventory have helped more renters become buyers. With sales activity rising strongly and new listings trending downward, [...]]]></description>
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		<item>
		<title>The last pieces of the mortgage puzzle</title>
		<link>http://miltonblog.ca/2009/06/01/the-last-pieces-of-the-mortgage-puzzle/</link>
		<comments>http://miltonblog.ca/2009/06/01/the-last-pieces-of-the-mortgage-puzzle/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 15:16:08 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[chris]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[genworth]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[milton]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[newell]]></category>
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		<guid isPermaLink="false">http://miltonblog.ca/?p=674</guid>
		<description><![CDATA[
			
				
			
		
When it comes to language like credit ratings, mortgage terms and amortization, we can get a little hazy on the details . . .
It&#8217;s probably both your biggest liability and your greatest asset, but how much do you really know about your mortgage and whether you&#8217;re making the best decisions possible about it?
According to a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates to remain stable: CMHC</title>
		<link>http://miltonblog.ca/2009/05/31/mortgage-rates-to-remain-stable-cmhc/</link>
		<comments>http://miltonblog.ca/2009/05/31/mortgage-rates-to-remain-stable-cmhc/#comments</comments>
		<pubDate>Sun, 31 May 2009 17:10:06 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[buyer]]></category>
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		<category><![CDATA[cmhc]]></category>
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		<category><![CDATA[income]]></category>
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		<category><![CDATA[Sales]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=666</guid>
		<description><![CDATA[
			
				
			
		
Mortgage rates are expected to remain within 25 to 75 basis points of their current level for the remainder of 2009, according to CMHC&#8217;s second quarter Housing Market Outlook, keeping them &#8220;very low in a historical context.&#8221;
&#8220;Movements in mortgage rates are difficult to predict due to volatile economic conditions,&#8221; the report stated. &#8220;Nevertheless, rates are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Month In Real Estate TV &#8211; May 2009</title>
		<link>http://miltonblog.ca/2009/05/13/this-month-in-real-estate-tv-may-2009/</link>
		<comments>http://miltonblog.ca/2009/05/13/this-month-in-real-estate-tv-may-2009/#comments</comments>
		<pubDate>Wed, 13 May 2009 21:02:28 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Investors Corner]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Benjamin]]></category>
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		<category><![CDATA[chris]]></category>
		<category><![CDATA[cmhc]]></category>
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		<category><![CDATA[first]]></category>
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		<category><![CDATA[income]]></category>
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		<category><![CDATA[keller]]></category>
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		<category><![CDATA[williams]]></category>

		<guid isPermaLink="false">http://miltonblog.ca/?p=530</guid>
		<description><![CDATA[
			
				
			
		
Another installment from Keller Williams Research . . .
Note that the 5.25% rate they refer to is the posted rate; available rates are around 3.5%

]]></description>
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		<item>
		<title>Time&#8217;s-A-Wastin&#8217;</title>
		<link>http://miltonblog.ca/2009/05/13/times-a-wastin/</link>
		<comments>http://miltonblog.ca/2009/05/13/times-a-wastin/#comments</comments>
		<pubDate>Wed, 13 May 2009 10:53:21 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Realtors]]></category>
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		<guid isPermaLink="false">http://miltonblog.ca/?p=527</guid>
		<description><![CDATA[
			
				
			
		
Don&#8217;t know about the spelling, but that&#8217;s the name of a song that was featured in the movie &#8216;Walk The Line&#8217;.
Folks, time&#8217;s-a-wastin&#8217; on the opportunities in this market! A few months back, I wrote about how this market is a limited opportunity, sort of like the sales that car dealers have &#8211; limited opportunities. We [...]]]></description>
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		<item>
		<title>This Month in Real Estate May 2009</title>
		<link>http://miltonblog.ca/2009/05/11/this-month-in-real-estate-may-2009/</link>
		<comments>http://miltonblog.ca/2009/05/11/this-month-in-real-estate-may-2009/#comments</comments>
		<pubDate>Mon, 11 May 2009 19:35:13 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[For Home Sellers]]></category>
		<category><![CDATA[Investors Corner]]></category>
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		<guid isPermaLink="false">http://miltonblog.ca/?p=504</guid>
		<description><![CDATA[
			
				
			
		
Canadian Housing Market Firming,
Government Support Remains Strong
While buyers absorb inventory and demand remains intact especially among first-time buyers, industry experts envision a continual shift to a more balanced market in the coming months. Home prices, which firmed in late winter, remained lower compared to last year but are showing clear signs of a potential rebound. [...]]]></description>
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